WithU Loan
Class Action
We are investigating a potential class action or other legal proceedings against WithU, over the legality of its loans.
Persons who took out certain loans from WithU may not owe any money on their loans—you may even get money back.
California law establishes interest rate caps on the loans issued by lenders. We are investigating whether WithU’s loans may exceed those caps. If they do, the law may invalidate those loans.
If you are interested in trying to invalidate your loans and not making any more payments (and potentially getting money back), please complete this form.
Legal Background
California law caps the maximum interest rate on loans.
That law (California Financial Code § 22304.5) went into effect on January 1, 2020.
Under that law, the maximum interest rate on loans from $2,500 to $9,999 is about 36%. Another law caps the interest rate of loans under $2,500 at no more than 30%.
Related laws invalidate loans that exceed those interest rates.
Not Just California
Other states have interest rate caps similar to California’s. Those states may include Delaware, District of Columbia, Florida, Illinois, Indiana, Kansas, Kentucky, Michigan, Mississippi, Oklahoma, Ohio, Oregon, South Dakota, Tennessee, Texas, and Washington.
Suing WithU
Maybe you’re here because you just want to get out of your loan. Or you want to sue WithU.
We may be able to help you with that.
Fill out the form, and we’ll get back to you.